OWNER FINANCING!!! Terms; min 25% down at 4.50% interest, amortized at 20 or 30 years (buyers choice), balloon in 3 years. (Owner will review credit prior to approval). Welcome to this charming 2-bedroom, 2-bathroom Rancher nestled in a serene, mature tree-lined neighborhood of The Villages, with BOND has been PAID! The spacious garage accommodates one car plus a golf cart, complete with a motorized electric roll-up screen. Enjoy ample space between homes for privacy, ensuring peaceful lanai experiences. Convenience is at your doorstep with easy walks to the postal station and recreation center offering pool, tennis, billiards, pickleball, and more. Executive golf courses are nearby, with Nancy Lopez and Glenview Championship Golf Course/Country Clubs just a short drive away. This turnkey home in The Village of Chatham includes all furnishings, décor, kitchen tools, linens, and more—ready for you to move in and embrace the vibrant Villages lifestyle immediately. Only minutes by car or golf cart to Mulberry Square for shopping, dining, medical services, and entertainment. Inside, rich wood-tone laminate flooring throughout and ceramic tile in the kitchen and baths ensure easy maintenance with no carpets to worry about. Recent upgrades include a new roof (Nov 2019), Trane HVAC system (2018), new washer/dryer (2023), kitchen sink/faucet, toilets, and a Reverse Osmosis water system for excellent water quality. New sprinkler controls add to the home’s efficiency. Generously sized rooms include a primary bedroom with a deep walk-in closet and ensuite bath featuring solar tubes for natural light. The second bedroom features a pull-down Murphy bed and an extra-large closet, with a guest bath nearby—also equipped with a solar tube. Ample storage is available with a kitchen pantry, hall closet, and linen closets in both bathrooms. The living and dining areas are brightened by a solar tube and open to a private screened-in lanai, offering a tranquil retreat with minimal neighbors nearby. Ideal for snowbirds, investors seeking rental income, or those looking to settle into The Villages community. Discover nightly live music in four locations and explore Spanish Springs Town Square and Lake Sumter Landing—both less than a 15-minute drive away!